Every Family,
Protected Health.
An offline-first smart healthcare card providing the underserved with instant digital records, government scheme aggregation, and micro-savings for emergencies.
AegisCare
SK-8849-2026-IN
Beneficiary
Ramesh Kumar
Blood / ABHA
O+ | Active
PM-JAY Scheme
Auto-Linked
The Crisis
Healthcare Without Infrastructure
Over 65% of India’s rural workforce lacks structured health records and access to immediate emergency funds, driving marginalized households into debt over basic medical needs.
60%
Out-of-Pocket Expenditure
High out-of-pocket costs push millions back into poverty annually due to sudden medical emergencies.
0
Digital Records
Paper records are lost or destroyed. Vital history like allergies or past diagnoses are unavailable to local clinics.
400M+
Unaware of Schemes
Eligible populations remain unaware of government subsidies like Ayushman Bharat, leaving funds unutilized.
Our Solution
A Wallet for Health & Dignity
A low-cost, offline-first smart health identity card designed specifically for low-connectivity, low-literacy regions.
Offline-First Records
Embedded NFC and dynamic QR hold encrypted critical health data, accessible by ASHA workers without high-speed internet.
Scheme Aggregator
Automated system scans profiles to instantly link families with active government benefits and micro-insurance programs.
Micro-Savings Fund
Save daily amounts (₹10–₹50) via local Kiranas into a locked, health-only wallet for diagnostics and generic medicines.
Discount Network
Direct integration with Jan Aushadhi Kendras and partner labs for pre-negotiated, subsidized healthcare rates.
Strategic Alignment
Built for the Tata Social Enterprise Challenge
AegisCare is designed as a high-volume, low-margin model focused on dignity, data privacy, and financial inclusion, aligning perfectly with the core principles of the Tata Group.
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Synergy with Tata 1mg
Acts as a last-mile onboarding gateway for rural doorstep medicine delivery and tele-consultations.
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Tata Trusts Integration
Leverages existing community health worker networks (ASHA) for distribution and digital literacy.
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Measurable Impact
Projected to reduce out-of-pocket health expenditure by up to 30% for active users within the first year.
Revenue Model
Subscription fees for digital record management.
From partner diagnostic labs and insurers.
For initial card issuance and community rollout.